ANRC Business Office

Business Office

Arranging for the financial coverage of long term care can be a complex and overwhelming process. Our Business Office staff is prepared to assist residents and their families with a wide variety of financial services. Our staff is pleased to explain every option that is available to you.

Prior to admission, information is obtained from family members, the hospital, discharge planner or others assisting in the placement process. This information helps the facility's admission team
determine whether or not ANRC is able to meet the resident's needs.

At the time of admission, the Admissions Coordinator, Social Services, and the Business Administration Representative will meet with the family and resident. The purpose of these interviews is to get acquainted with the family and resident, and to contribute to the development of a plan of care, and lay the foundation for what may be a long and close relationship.

Medicare:
A person is entitled to Medicare Hospital Insurance beginning on the first day of the month in which he/she reaches age 65 and becomes eligible for monthly Social Security benefits. The Medicare Part A benefits in a long term care setting include up to 100 days of skilled coverage per incident and after receiving at least 3 days of hospital care. After the Medicare Part A coverage has been utilized, a resident might be eligible for Medicare Part B coverage for certain supplies and therapies while in the nursing home. For more details on Medicare eligibility, click here.

Medicaid:
Medicaid is a federal program administered by the Hawaii Department of Human Service, based on financial need and the medical necessity for nursing home care. Although the benefits last indefinitely, the State reviews all Medicaid residents annually to make sure they continue to qualify both financially and medically. For more details on Medicaid eligibility, click here.

Long Term Care Insurance:
Insurance coverage is available to cover certain costs of nursing facility care. Some plans will supplement Medicare or Medicaid coverage and cover expenses beyond what these plans cover. Others pay for a portion of daily expense for a set amount of days in a nursing center. These policies may be in the form of supplemental or long-term insurance.   **If your family member has such insurance coverage, bring a copy of the policy to our attention. Our business office will be happy to assist you in verifying benefits and coverage.

Veteran's Benefits:
The federal government has a program for those individuals who have an honorable military service. There are several criteria areas that individuals must meet and the amount that may be paid will vary according to each individual. Our staff can assist you in determining eligibility. For more details on Veteran's Benefits, click here.

Other Insurances:
Should you not meet the criteria for Medicare, Medicaid, or Veteran's Benefits, a private payment plan is available.

Some of these insurance plans include:
www.KaiserPermanente.org                                                               www.WellCare.com
www.HMSA.com                                                                                   www.AlohaCare.org
www.UHC.com                                                                                      www.Humana.com

Hospice Care:
Aloha Nursing is contracted with all four Hospice Services:
Bristol Hospice                         St. Francis Hospice                          Islands Hospice                            Hospice Hawaii

Payment for Services:
The charges for routine care are based on the resident's level of care. Our daily rates can be obtained from the Admissions Coordinator or a Business Administration Representative.

Routine charges include the following:

        √      Room and Board
        √      Nursing Services
        √      Restorative Nursing Services
        √      Social Services
        √      Dietary Services
        √      Therapeutic Recreation Programs
        √      Housekeeping and Laundry Services
        √      Nutritional Services